North Carolina Collections Compliance Review
Sessoms & Rogers, P.A. provide the valuable legal service of compliance review for businesses engaged in North Carolina debt collection. We help clients evaluate their strategies to make sure their efforts abide by federal and North Carolina state laws.
The Fair Debt Collections Practices Act and your North Carolina collections efforts
The Fair Debt Collections Practices Act (FDCPA) was introduced by the government in an effort to protect consumers from unfair and abusive debt collection. The FDCPA specifically outlines debt collection practices that are considered illegal:
- False representation
- Harassment & abuse
- Unauthorized sale of debt
- Publication of default consumers
- Threatening repossession
These laws are very detailed as to the lawful methods in which a business can approach a consumer to pay their debt: when, where, and what under forms of communication.
It is vital to protect a business by making sure that your North Carolina collections efforts do not violate any portion of this act. Failure to do so can open your business up to lawsuits from the consumer.
Legal repercussions are not the only thing on the line when a business is struggling to claim repayment. Unfair debt collection practices can easily sour customer relationships—and, unfortunately, bad news travels fast.
Best practices protect your North Carolina business
The tension of getting default consumers to make payment on their debt can be a frustrating process to say the least. The stakes are high for businesses balancing budgets, and knowing you are justly owed payment is not always comforting.
Sessoms & Rogers, P.A. will help you protect your North Carolina business from falling into overly aggressive collection practices that can be dually illegal and damaging to your company’s reputation.
We help businesses implement and follow best practices strategies specifically for the debts that they are owed. We understand how to tailor industry standards to your collections efforts—one lawful step at a time.
Sessoms & Rogers, P.A. gives clients the peace of mind that they are taking proactive measures to collect their debt while keeping the law on their side. Liberate your business with our legal representation.
Call 919-688-1000 for North Carolina collections compliance review.